Not only is purchasing a property the biggest financial commitment most of us will make in our lives, it also involves making a significant legal undertaking when it comes to signing the Contract of Sale. That’s why it’s so important to have both eyes open when entering into such an important contractual agreement - [...]
As has been widely reported, the Federal Government has extended the application period for early release of Superannuation to December 31, 2020, from the original deadline of September 24. This measure allows for eligible individuals to access up to $10,000 of their retirement savings via the ATO. Treasury’s most recent estimate says more than [...]
What is Settlement? We’ve all heard the term, but if you’re a first home buyer what does settlement of a property actually mean and entail? Property settlement is when ownership of a property passes from the vendor (the seller) to you (the buyer). It’s a legal process facilitated by your legal and financial representatives [...]
We love a loan story with a positive ending, especially in these trying times. Earlier this year, Jess was referred to My Expert® broker, Jayde Lees, seeking to finance the purchase of a house and land package in Wallan, north of Melbourne. We were in the process of finalising contracts and preparing her application [...]
My Expert® has been helping clients through both good and challenging times for more than 20 years. The COVID-19 pandemic, however, has impacted our lives on a scale that none of us could have ever imagined. In recent months, many have found themselves in financial stress and in need of assistance. According to a [...]
It's important to us that all our clients have a positive experience with My Expert®. Which is why we love it when we receive positive feedback after helping people realise the dream of buying their first home. Abigail Kaye Manga (pictured above on the couple’s new block of land) and her husband, Reynald Christian, [...]
It’s no exaggeration to say that we’ve been inundated with enquiries since the Australian Government announced its new HomeBuilder program on June 4, 2020. Essentially, HomeBuilder will provide owner-occupiers (including first home buyers) with a grant of $25,000 to build a new home or substantially renovate an existing home, where the contract is signed [...]
My Expert® is blessed to have some of the most talented advisors in the property and finance industry. Across our three business departments - Finance, Conveyancing and Wealth - it’s the great people that work for us that have made My Expert® the success it is today. We invest an enormous amount of time and [...]
In times of uncertainty – like a global pandemic – it’s perfectly normal to feel some unease. There are several factors that are out of our control right now, number one being job security. On the positive side, let’s review the things that you can control: Budget You may, unfortunately, have to adjust your pre-pandemic [...]
Navigating the financial decisions and legal requirements around property transactions isn’t always easy, especially if you’re looking to buy your first home. For many of us, it can be quite a daunting process, where emotions and stress levels run high - which is unfortunate when buying your first home or an investment property. These are [...]
