In times of uncertainty – like a global pandemic – it’s perfectly normal to feel some unease. There are several factors that are out of our control right now, number one being job security. On the positive side, let’s review the things that you can control: Budget You may, unfortunately, have to adjust your pre-pandemic [...]
Navigating the financial decisions and legal requirements around property transactions isn’t always easy, especially if you’re looking to buy your first home. For many of us, it can be quite a daunting process, where emotions and stress levels run high - which is unfortunate when buying your first home or an investment property. These are [...]
With all the uncertainty around COVID-19, we want you to be confident that we are still here to help reduce the stress around your property, so you can keep on top of the things that really matter during these times. Our office and staff will be operating as usual, but to help limit the spread [...]
If you want to break into the property market, we need to break it to you – saving for that elusive house deposit will require sacrifices. Whether you’re saving for a 5% deposit or aiming for 20% to avoid Lender’s Mortgage Insurance (LMI), your first step is to work out the deposit you want to [...]
So, you’re buying your first home and you’ve heard the word conveyancer thrown around a few times. You know you need one, but you don’t know what they do! We are here to unpack and demystify the very important role a conveyancer plays when it comes to securing your dream home. What is a conveyancer? [...]
Applying for your first home loan can be a daunting experience regardless of how old you are or how big your deposit is. While all lenders will review your credit history, they each have different lending criteria and it can be unsettling not knowing what they’re looking for. However, there are some general areas nearly [...]
Teaching your kids about financial independence should be done sooner, rather than later. It’s never too early to provide your kids with the knowledge, experience and planning to set them up for a more secure and successful financial future. As it’s getting more and more challenging to enter the property market, it’s never been more [...]
Saving to purchase your first home? It’s not all about the deposit. Purchasing a new home includes a number of additional fees, costs, and charges that can often come as a surprise if you haven’t done your research. All of these costs are completely manageable if you plan, budget and know what to expect. We [...]
In a fast-paced, increasingly digitised world, our mobile phones enable 24/7 convenience and a never-ending array of choices with AfterPay, UberEats and Netflix a tap away. However, our obsession with on-demand services is impacting our bank balance and ultimately, our lending prospects. UberEats is getting a particularly bad rap with plenty of sensationalised headlines shouting, [...]
With a typical mortgage having a 30-year lifespan, it can be hard to pinpoint the exact time during the life of a loan when you should consider remortgaging. Whether you’ve had your mortgage with the same lender for two decades or you’re only a few years into paying off your asset, the timing of when [...]
